Concentrated Stock Planning
Your Biggest Asset Shouldn't Be Your Biggest Risk
If $1M+ of your wealth is tied up in a single stock, you don't need another generic advisor. You need a plan built for this exact situation.
Concentrated Stock Planning
Your Biggest Asset Shouldn't Be Your Biggest Risk
If $1M+ of your wealth is tied up in a single stock, you don't need another generic advisor. You need a plan built for this exact situation.
Concentrated Stock Planning
Your Biggest Asset Shouldn't Be Your Biggest Risk
If $1M+ of your wealth is tied up in a single stock, you don't need another generic advisor. You need a plan built for this exact situation.
Sound Familiar?
You Know the Risk. You Just Don't Know What to Do About It.
You've done well — maybe you're at a public company, maybe you had a liquidity event. Either way, you've got a lot of wealth concentrated in one place. And every time the stock moves, your stomach moves with it.
Your portfolio swings with one ticker
A 20% drop in one stock means a 20% drop in your net worth. That's not diversification — it's a bet.
Selling triggers a massive tax bill
You want to diversify, but the capital gains tax feels like a punishment for doing the right thing.
So you just... do nothing
You keep meaning to figure it out. But the complexity feels paralyzing, so another quarter goes by.
Most advisors don't specialize in this
You've talked to advisors who want to "manage your portfolio" but can't explain a multi-year diversification strategy or tax-loss harvesting on concentrated positions.
Sound Familiar?
You Know the Risk. You Just Don't Know What to Do About It.
You've done well — maybe you're at a public company, maybe you had a liquidity event. Either way, you've got a lot of wealth concentrated in one place. And every time the stock moves, your stomach moves with it.
Your portfolio swings with one ticker
A 20% drop in one stock means a 20% drop in your net worth. That's not diversification — it's a bet.
Selling triggers a massive tax bill
You want to diversify, but the capital gains tax feels like a punishment for doing the right thing.
So you just... do nothing
You keep meaning to figure it out. But the complexity feels paralyzing, so another quarter goes by.
Most advisors don't specialize in this
You've talked to advisors who want to "manage your portfolio" but can't explain a multi-year diversification strategy or tax-loss harvesting on concentrated positions.
Sound Familiar?
You Know the Risk. You Just Don't Know What to Do About It.
You've done well — maybe you're at a public company, maybe you had a liquidity event. Either way, you've got a lot of wealth concentrated in one place. And every time the stock moves, your stomach moves with it.
Your portfolio swings with one ticker
A 20% drop in one stock means a 20% drop in your net worth. That's not diversification — it's a bet.
Selling triggers a massive tax bill
You want to diversify, but the capital gains tax feels like a punishment for doing the right thing.
So you just... do nothing
You keep meaning to figure it out. But the complexity feels paralyzing, so another quarter goes by.
Most advisors don't specialize in this
You've talked to advisors who want to "manage your portfolio" but can't explain a multi-year diversification strategy or tax-loss harvesting on concentrated positions.
Our Approach
A Real Plan — Not Just "Sell and Diversify"
We build multi-year strategies to unwind concentrated positions while minimizing taxes, managing risk, and aligning with your actual life goals.
01
Understand your full picture
We map out your equity position, vesting schedule, cost basis, tax situation, and what you actually want your life to look like.
02
Build a tax-smart diversification plan
We model out scenarios — how much to sell, when, and how to offset gains. This isn't a one-time trade. It's a multi-year strategy designed around your tax brackets and income.
03
Manage risk along the way
While we're diversifying, we can use strategies like hedging, charitable giving, or exchange funds to protect your downside without triggering unnecessary taxes.
04
Execute and adjust over time
Markets change. Life changes. We revisit the plan regularly and adjust as your situation evolves — whether that's new equity grants, a job change, or a shift in goals.
Our Approach
A Real Plan — Not Just "Sell and Diversify"
We build multi-year strategies to unwind concentrated positions while minimizing taxes, managing risk, and aligning with your actual life goals.
01
Understand your full picture
We map out your equity position, vesting schedule, cost basis, tax situation, and what you actually want your life to look like.
02
Build a tax-smart diversification plan
We model out scenarios — how much to sell, when, and how to offset gains. This isn't a one-time trade. It's a multi-year strategy designed around your tax brackets and income.
03
Manage risk along the way
While we're diversifying, we can use strategies like hedging, charitable giving, or exchange funds to protect your downside without triggering unnecessary taxes.
04
Execute and adjust over time
Markets change. Life changes. We revisit the plan regularly and adjust as your situation evolves — whether that's new equity grants, a job change, or a shift in goals.
Our Approach
A Real Plan — Not Just "Sell and Diversify"
We build multi-year strategies to unwind concentrated positions while minimizing taxes, managing risk, and aligning with your actual life goals.
01
Understand your full picture
We map out your equity position, vesting schedule, cost basis, tax situation, and what you actually want your life to look like.
02
Build a tax-smart diversification plan
We model out scenarios — how much to sell, when, and how to offset gains. This isn't a one-time trade. It's a multi-year strategy designed around your tax brackets and income.
03
Manage risk along the way
While we're diversifying, we can use strategies like hedging, charitable giving, or exchange funds to protect your downside without triggering unnecessary taxes.
04
Execute and adjust over time
Markets change. Life changes. We revisit the plan regularly and adjust as your situation evolves — whether that's new equity grants, a job change, or a shift in goals.
Why Reach Strategic Wealth
We've Been in Your Shoes
We're not just financial advisors who read about equity compensation in textbooks. We've lived it — we pulled our own ripcord from corporate life and now help tech professionals do the same with confidence and smart planning.
We specialize in working with executives and senior professionals who have $2–5M+ in company equity. Concentrated stock isn't a side project for us — it's a core part of what we do every day.
Why Reach Strategic Wealth
We've Been in Your Shoes
We're not just financial advisors who read about equity compensation in textbooks. We've lived it — we pulled our own ripcord from corporate life and now help tech professionals do the same with confidence and smart planning.
We specialize in working with executives and senior professionals who have $2–5M+ in company equity. Concentrated stock isn't a side project for us — it's a core part of what we do every day.
Why Reach Strategic Wealth
We've Been in Your Shoes
We're not just financial advisors who read about equity compensation in textbooks. We've lived it — we pulled our own ripcord from corporate life and now help tech professionals do the same with confidence and smart planning.
We specialize in working with executives and senior professionals who have $2–5M+ in company equity. Concentrated stock isn't a side project for us — it's a core part of what we do every day.
Ready to Build a Plan for Your Concentrated Position?
Book a free consultation. We'll talk through your situation, your concerns, and whether we're the right fit — no pressure, no pitch.
Ready to Build a Plan for Your Concentrated Position?
Book a free consultation. We'll talk through your situation, your concerns, and whether we're the right fit — no pressure, no pitch.
Ready to Build a Plan for Your Concentrated Position?
Book a free consultation. We'll talk through your situation, your concerns, and whether we're the right fit — no pressure, no pitch.